Breaking Up With My Financial Advisor

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Ignorance Becomes UnaffordableFast forward a decade.  After my physician group institutes some changes that significantly improve our collective lifestyles, my work-life balance is restored and I am reading voraciously once again.  In February 2016, an article in The New Yorker profiles Mr. Money Mustache.  He and his wife, both software engineers, spent 10 years working intensely and  saved 70% of …

The World’s Most Expensive Bottle Opener

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Getting a Financial AdvisorIn 2005, I finished a two year fellowship in Boston; fell goofy in love with another physician; renounced the academic trajectory I’d been on; relocated with my girlfriend to a beach town in southern California; and accepted a job at a well-regarded community hospital.  I had 80k in tax-sheltered accounts despite zero financial literacy.  Thanks to a …

A Fool And His Money Are Soon Parted*

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Financial ignorance makes no distinctions. Perhaps you were raised by doting, professional parents in a luxury home with a generous parental allowance that shielded you from ever having to think about money.  Or conversely, like Jeremy at Go Curry Cracker, your single parent household was in sink or swim mode financially and your community role models ranged from spendthrifts to …

Welcome to Crispy Doc

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Whether you’re a physician fresh out of residency, or a medical student starting the journey, I’m going to make you feel uncomfortable. The productive kind of discomfort, where intense reflection leads you to adapt and thrive. First, consider priorities you care about deeply – your family or partner, your friends, your spiritual community and personal opportunities to do good for …