Can You Make An Unborn Grandkid Beneficiary For An Overfunded 529?

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[Every now and then bloggers with the best of aims write a post that confuses their readers. This is my public embarrassment. I’ve tried to clarify the points in a subsequent post you can find here. Please forgive me if I paved your road to confusion with my good intentions. I’ll let this post remain as a reminder of my …

A Candid Review Of “Spending Habits For Professionals Who Want To FIRE” By B.C. Krygowski

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If you have figured out your why, and are seeking specific, actionable advice to implement your how to achieve a FIRE lifestyle, physician finance blogger B.C. Krygowski has written an ideal primer. Her book adopts the confessional tone of a savvy older sister about to fill you in on everything you wanted to know about adulthood just as you are …

Real Estate Naysayer Haiku

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I’ve recently been actively investigating the idea of investing in multi-family real estate, devouring every book, having coffee with every knowledgeable friend, and binge-reading every blog I can get my hands on. One of the most fascinating aspects of lifting up this particular rock is how many people who have opted not to do so are convinced it is teeming …

Why Keep Blogging?

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September of 2019 marked my third year as a physician finance blogger. Blogging has not brought me fortune or fame. Why do I keep doing it? It requires discipline Like many of you, once upon a time I had aspirations/pretensions of channeling ideas through the written word. Committing to writing 2 posts a week indefinitely is discipline on a deadline …

Gratitude, Revisited

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My birthday. We said farewell to a visiting relative with an early morning departure, then the house was silent while everyone else slept. I’d just worked 3 back to back shifts during a week that likely contained the highest volume day in our emergency department’s history. It was that brutal. As a souvenir, I’d brought with me a sniffle (unlikely …

How High Is Your Toilet Reading Journal Pile?

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I’m a big fan of at a glance measures that provide disproportionate insights into the big picture. When visiting the home of fellow physicians, one of my favorite metrics is the height of the toilet reading journal pile in the bathroom. Pile is an interesting word to describe this phenomenon. In addition to connoting a heap of items lying atop …

Birds And New Beginnings

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I worked both days over Christmas and the early morning shift on New Year’s Day. The period in between was spent visiting my folks in their coastal California enclave. We had a wonderful time seeing my parents and visiting numerous aunts, uncles and cousins in the area. Children were spoiled, mom’s famous Kahlua flan (even more indulgent than it sounds) …

An Aesthete’s Master Class On Gratitude

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 While working multiple shifts over Christmas, I cared for two men my age with acute life-changing intracranial bleeds that left them half-paralyzed. In between those shifts, I spent my remaining energy reading Peter Schjeldahl’s personal history piece in the New Yorker, “77 Sunset Me.” (It appears online as “The Art Of Dying.”) Mr. Schjeldahl has been the magazine’s art critic …

Docs Who Cut Back #22: The Stock MD

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The Stock MD is a relative newcomer to the virtual doctor’s lounge of physician finance bloggers, but you won’t mistake his voice for any other doc out there. He did not so much cut back from medicine as cut it out completely. A not insignificant number of physicians describe choosing medicine over an equally attractive alternate career early in life. …