I’m Frugal, Not Cheap

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I’m fortunate to work alongside one of my closest friends from residency.  While we both live in the same seaside suburb of LA, he lives a spendier lifestyle than I do but often invites me to join him at the latest foodie restaurant, concert or cultural happening.  He knows me well enough that when he witnesses my mental gears calculating …

FInding my Mojo

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The second letter of the title above is deliberately capitalized to emphasize FI – as in Financial Independence.  Since reducing my shift load, I was able to increase my participation not only in non-medical pursuits (pleasure out of proportion activities), but also in medical roles that are interesting (if unremunerative) to me.   I got hooked on bioethics during a …

Tipping My Hat To The White Coat Investor

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Financially oblivious physician stumbles into serendipitous contact with Financial Independence/Retire Early (FIRE) movement, binge reads related blogs, can’t wait to spread message of hope among the huddled physician masses yearning to be free via his own blog…only to realize a highly talented physician finance geek beat him to the punch. I’m speaking, of course, of Jim Dahle, who blogs as …

Breaking Up With Betterment

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Betterment Likes Piña Coladas and Getting Caught in the RainIt was a whirlwind romance.  When I first heard of Betterment, I was in the throes of my personal finance conversion experience.  The robo-advisor appeared on wings of angels to offer a panacea: they’d worry about optimizing asset allocation for a fraction of my current cost (fees of .35% – .15% …

Used is the New Black

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A few months ago, a friend dropped off a carload of third graders at my daughter’s birthday party and mentioned that he was going from our house to a “daddy date” with his high school freshman daughter to buy her a pair of jeans.  Having just scored a nice pair of lightly used brand name jeans, I thought I’d share …