Service Terms and Conditions

By purchasing Crispy Doc services I acknowledge and agree to the following:

I release Crispy Doc, including associated employees, consultants and contractors (to be referred to as “Crispy Doc”) and discharge Crispy Doc from all claims, demands, or actions by me, on the basis of the discussions and interpretations of Crispy Doc.

Crispy Doc provides a coaching service for physicians in personal and career transition. As one component, Crispy Doc may discuss the tools necessary to develop financial literacy. These lessons may include reviewing different types of asset allocations, low cost portfolios, and available tools and models to determine risk tolerance. As a coach, Crispy Doc does not handle money, but provides different reasonable examples for how money can be managed to allow an educated investor to make informed decisions. Crispy Doc is not a financial advisor.

Coaching Sessions may include brainstorming alternative or unconventional career paths in medicine, and are intended to assist the client in reaffirming his or her core values designing a road map for intentional living that reflects those values. Coaching Sessions are intended to provide clients with an outside perspective to assist effective recovery from career burnout. Crispy Doc is not a counselor, social worker, psychologist, psychiatrist or therapist.

Consideration for this release and disclaimer of liability on behalf of Crispy Doc, shall be Crispy Doc’s rendered services. Each service requires full pre-payment.

Fees paid to Crispy Doc are non-refundable. Once payment is made, no refunds or partial refunds will be issued for any reason.

Crispy Doc reserves the right to terminate the client relationship for any reason, and in that event it is at Crispy Doc's sole discretion whether to issue a refund and in what amount.

If a client cancels or reschedules a Financial Literacy Coaching Session within 72 hours of the appointment, the client will forfeit all of the money paid for the session.

Crispy Doc will work directly with a single client, rather than with parents, spouses or other individuals even if these individuals made payment on behalf of the client. At the discretion of Crispy Doc, a spouse may be included in the Coaching Session.

Clients may not record Coaching Sessions. Coaching Sessions are one-on-one conversations between Crispy Doc and the client. Other parties may not participate in these sessions or sit in as observers except at the discretion of Crispy Doc.

Coaching Sessions must be used within 12 months of purchase.

Services are not transferable to another person, and funds used to purchase one service cannot be transferred to pay for another service instead.

Crispy Doc is permitted to use comments made by clients about Crispy Doc services on the Crispy Doc website and in Crispy Doc materials as testimonials without the client’s express permission as long as Crispy Doc posts those comments without the client’s last name.

None of the academic institutions referenced in Crispy Doc materials are associated with nor endorse Crispy Doc.

I acknowledge that there is no implied or explicit guarantee that the services provided by Crispy Doc will improve my personal or financial results. By purchasing services, I agree with the aforementioned under any applicable law or regulation.