Of Cannibals And Financial Independence

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The FI movement consists of a fringe group of people scattered across the globe who shun conventional consumer culture. Could the experience of such a tiny group of individuals with deviant financial behavior and limited means someday have an outsize impact on the world? Stranger things have happened.  Read on for a far-fetched tale of improbable impact by a misfit …

Recipe for Financial Independence

crispydoc Uncategorized 10 Comments

Every now and again I succumb to sappier impulses. It must have been from watching too many reruns of When Harry Met Sally back in the day. Forgive the indulgence!Makes 1 heaping serving of financial independence. Cooking time: Approximately a decade and a half after residency, depending on student debt, specialty income, and spending. 1 jar of resident lifestyle preserves …

Project Fi Update

crispydoc Uncategorized 2 Comments

It’s been four months since I returned my iphone to Sprint and my wife and I switched over to Project Fi, the no-contract cellular service operated by Google.  Calls are routed preferentially via wi-fi when available, and on the Sprint or T-mobile networks when you’re away from wi-fi. We put Fi to the test by traveling out of country (Mexico …

The Five Stages Of Lawsuit Grief – Part Two

crispydoc Uncategorized 2 Comments

Acceptance Eventually, the ability to enjoy myself seeped back into my life, one area at a time. My kids sucked me back into their world that didn’t care about my troubles so long as I could splash them in the bath or read them a bedtime story.  My wife was simply extraordinary.  I didn’t feel deserving of my family’s love, …

The Five Stages Of Lawsuit Grief – Part One

crispydoc Uncategorized 6 Comments

I was tired – it had been a busy winter shift and my head was spinning, but I was slowly winding down after a nice family dinner and some reading time with my daughter.  My wife and I had put our toddler to bed and were catching up when the doorbell rang.  Taking a perverse pleasure in the humiliation he …

Notes from a Financial Toxic Wasteland

crispydoc Uncategorized 12 Comments

  I’d heard California called many things before. The Golden State.  A nature lover’s paradise.  A youth and beauty parade.  But the White Coat Investor (WCI) was the first to call it out as a Financial Toxic Wasteland.  I describe myself as an unrepentant Californian, owning up to my idiosyncrasies and accepting the faults (and more reluctantly, the fault lines) …

Too Much

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My wife runs a side hustle that has been in full swing all summer, and which despite being mostly a word of mouth endeavor has evolved over a decade into a full-time job. On top of this, she works one clinical day shift per week in the ED to maintain her skills.  My 10 hour shift yesterday turned into a …