Theatre Arts Made Me A Better Physician

crispydoc Uncategorized 6 Comments

When I was a medical student, the folks who wanted to enter emergency medicine seemed to fit a certain mold of effortless atheleticism: rock climbers, surfers, weekend soccer league players, people whose cords of toned muscle rippled under zero percent body fat. One of my UCSF classmates who went into EM auditioned and made the final cut for an Abercrombie …

My Investor Policy Statement for Time

crispydoc Uncategorized 4 Comments

A key component of any financial plan includes an investor policy statement (IPS). The idea is to identify objectives, map a route to reach them, and detail the logistics in a manner where you can hold yourself accountable to the plan you create. This is critical because in defining a specific course of action you create a model to stick …

Secretary, Multi-millionaire, Philanthropist

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Last week, I read this incredible story in the New York Times about Sylvia Bloom, a 96 year old legal secretary who lived humbly and left an eight million dollar legacy to local charities on her death. A few highlights in the life of an extraordinary woman: She worked for 67 years and retired at age 96 She was the …

Physician Finance Bloggers: 50 Of Them

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The FIRE has spread! Physician finance blogs began as a niche with a single dominant early presence (the White Coat Investor). Those days are long gone. Here are the docs in finance I follow: This list is limited to blogs written by MDs or DOs devoting significant content to physician personal finance. There are numerous physician blogs dedicated to wellness, …

You Must Be As Tall As This Sign

crispydoc Uncategorized 12 Comments

As a high school student, I was curious (double entendre entirely intentional). I read to escape from my safe suburban bubble and for exposure to new ideas. When I found a concept that rocked my world and challenged my assumptions, I sought other curious souls to share my excitement with. My focus was directed just beyond my current horizon. I …

Home Schooling: Educational Independence

crispydoc Uncategorized 23 Comments

[Ed: If you follow physician financial blogs or fora, you’ve undoubtedly come across the prolific comments of Gasem, a retired 60ish anesthesiologist whose unusual life trajectory cannot be done justice by a brief introduction. His writing is brutally honest, his insights are rational yet run counter to accepted dogma, and his prose is engaging and manic. Many of us pursuing …

FI-iku: Financial Independence Haiku

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Financial Independence involves striking a balance between minimalism and enough. What better medium to represent this balance in verse than through Financial Independence haiku, or FI-iku? Heart in hand and tongue in cheek, a ragtag band of personal finance bloggers convened to distill our words to their fundamental essence. Here’s what happened when geeky met artsy. After FI I Still …

What Does The Zen Master Say About Market Timing?

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Lately there’s a lot of talk among newbies on the Physicians On Fire facebook group about how they are tempted to practice market timing: hold onto their cash and strategically wait for a market downturn to invest on the dip. Given the famously poor relationship we docs have with our money, it’s evocative of the famous quote attributed to investor …

Not Your Typical Warren Buffett Article

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David Sedaris once wrote a piece about walking into a curio shop and seeing a large bowl filled with prosthetic glass eyes. He reaches into the bowl, grabs an eye and holds it up to his own. Then he sees a sign stating, “Please do not hold glass eye up to your own to pretend it is yours as the …