Yearly Rebalancing Of Priorities

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Just like your financial portfolio, once a year it’s worth sitting down with your priorities to ensure that those areas where you’ve made satisfying gains have not inadvertently created blind spots of neglected priorities. This was underscored by a funeral a couple of days ago – a family member I loved died after a long hospitalization. Weirdly enough, his eulogy …

A Father Is A Volatile Appreciating Asset

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I just turned 45 this month. Statistically, I have more years behind me than ahead of me. This means I expect a pass from younger readers (and sympathetic understanding from my peers) to indulge any overly sentimental writing impulses. My dad has been on my mind a great deal recently. Specifically, due to the illness of someone close to me, …

Hi-Fi: Achieving Financial Independence In A High Cost Of Living Area

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Coastal California is paradise for everything but your wallet. You can hit the waves and hike the mountains in the same day. World cuisines collide in novel deliciousness (LA’s Kogi Taco Truck craze started when a Filipino-American chef who grew up devouring local Mexican food married into a Korean family).  13 years ago this month I had to dig my …

Disability Insurance: My Advice To Newbies

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As a newly minted physician, you are presumably on an upward trajectory in career earnings. Any injury that limits your ability to achieve financial security needs to be covered by disability insurance. Some risk mitigation involves practicing common sense: no one will feel badly for a surgeon whose knife juggling hobby maims his dominant hand. But everyone will get a …

Gateway Drugs and Gateway Blogs

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Back in the 80s of my youth, I owned one black tie and it was razor thin. Frankie was constantly insisting I relax, and Time magazine was the major determinant of what a given week’s father-son chat would be about. When Time Magazine ran a cover story on Herpes as the new “Scarlet Letter” of the decade, I could spot …

What Jack Bogle Taught Me About Surfing

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A funny thing happens when you commence your education in pursuit of financial independence. Without realizing it, you begin to view other areas of life through the lens of finance. The insights into non-financial life might pleasantly surprise you. After a family member’s prolonged illness, this morning was my first opportunity to paddle out for a winter swell. The surf …

Reflections On Watching Someone You Love Nearly Die (Part 2 of 2)

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Don’t Underestimate Life’s Value With A Disability I wrote an essay in college exploring the ethics of using novel DNA screening technology to determine if a fetus had Down Syndrome. As an exercise, I tried to write it from a utilitarian perspective – how does one evaluate what does the most good for the greatest number of people? Was this …